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Terms of Use

Last updated: August 21, 2026

Acceptance

By using CarFinanced.com you agree to these terms. If you don’t agree, please don’t use the site.

What CarFinanced is — and is not

CarFinanced is an independent education and comparison site about auto financing. We are not a lender, a loan broker, or a credit repair organization. We do not take loan applications, make credit decisions, quote you a rate, or have any role in whether a lender approves you. When you click through to a partner, your relationship is with that partner.

Estimates, not offers

Every number produced by the calculators on this site is an estimate for illustration, based solely on the figures you enter. Calculations exclude items that commonly appear in real transactions, including gap insurance, extended warranties, negative equity rolled over from a prior loan, and lender-specific fees. Average APRs shown are published industry averages, not rates available to you. Your actual terms will be set by a lender based on your credit, income, the vehicle, and their own criteria — and may differ substantially from anything shown here.

No financial advice

Content on this site is general information, not individualized financial, legal, or tax advice, and no reader relationship of that kind is created by using it. Before making significant financial decisions, consider consulting a qualified professional who can review your specific situation.

Advertising and compensation

We are compensated by some of the companies linked from this site. The details are in our advertising disclosure, which is part of these terms.

Intellectual property

The content, design, and tools on this site belong to CarFinanced. You’re welcome to link to any page. Don’t republish substantial portions of the site or present our tools as your own.

Acceptable use

Don’t use the site to do anything unlawful, don’t attempt to interfere with its operation, and don’t scrape it at a volume that degrades it for everyone else.

Third-party sites

Links to lenders, marketplaces, and other third parties are provided for convenience. We don’t control those sites and aren’t responsible for their content, their products, or what happens after you leave here.

Disclaimer and limitation of liability

The site is provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. To the fullest extent permitted by law, CarFinanced will not be liable for any indirect, incidental, consequential, or special damages arising from your use of the site or reliance on its content, and our total liability for any claim will not exceed one hundred dollars ($100).

Changes

We may update these terms from time to time. Continued use of the site after changes take effect constitutes acceptance.

Governing law

These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles.

Contact

Questions about these terms: hello@carfinanced.com